Insurance for Firefighters and Emergency Responders

VFIS and Correll Insurance Group

To better serve The Carolina’s emergency service organizations, Correll Insurance Group has partnered with VFIS for more than 20 years. Our goal has always been simple: We are committed to providing top-quality service and finding tailor-made solutions for your insurance needs. We strive to provide the ideal protection and security for Carolina firefighter and emergency service clients.

Claim service is the true test of an insurance carrier. Over the years, our firefighter and first responder customers have found that VFIS always comes through with excellent customer service, insider knowledge, and quick turnaround. This all adds up to one fact: When you insure with Correll Insurance Group and VFIS, your trust is well placed.

In 1969, VFIS became the first agency to develop specialized insurance coverages to meet the needs of America’s emergency service organizations. Today, VFIS is the largest provider of specialized insurance products and services to emergency service organizations.

Insuring North America’s heroes

Correll Insurance Group provides insurance services for fire departments, ambulance and rescue squads, and 9-1-1 centers. We have a long history of helping the emergency service organizations protect their assets and manage their exposure to loss.

We strive to provide the most financially secure insurance products, as well as the risk management services necessary to protect your property, manage your responsibility to others, and protect the life and wellbeing of those you serve. We also have very competitive auto insurance quotes.

Insurance solutions for emergency first responders

At Correll Insurance Group, we understand the unique needs of Carolina’s emergency service organizations. We also know that it’s important to protect your assets and your members/employees.

You’ll appreciate our package policy for firefighters, which addresses the real issues you confront as emergency responders. Our specialized insurance products, developed with you in mind, meet the needs of your emergency response organization.

Firefighter and emergency responder coverage solutions:

• Property
• Portable equipment
• Automobile
• General liability
• Management liability
• Umbrella liability
• Accident and sickness
• Length of service awards program
• Group term life insurance
• Employer-sponsored group long-term disability
• Specialty benefits

Accident and Sickness Insurance for Emergency Responders

Every day, our nation’s dedicated firefighters are injured in the line of duty. Sadly, injured firefighters and their families soon discover that workers’ compensation benefits can be hard on a family budget. Between waiting periods, maximum disability limits, and exclusions for pre-existing conditions, there are some serious coverage gaps that impact the family’s income and expenses.

In addition, some members of your team, such as junior members and auxiliary members, may be excluded from workers’ compensation coverage altogether!

For these reasons, our partner, VFIS, offers accident and sickness coverage to supplement work comp benefits. This coverage provides your team protection during all normal duties including travel to and from activities.

Coverage can include:

• Weekly disability benefits
• Loss of life
• Medical benefits
• Lump sum permanent physical impairment
• Lifetime weekly income for permanent physical impairments
• Occupational retraining benefit

To learn more about this important added layer of protection, call our first responder insurance experts, Darrell Hood or Ann George, today: 864-489-5788.

Education, training, and consulting for firefighters and first responders

VFIS provides our customers with quality programs to keep up with new equipment and techniques, at little to no cost. Educational materials available include manuals, CD-ROMs, posters, PowerPoint presentations, and videos.

Correll Insurance Group and VFIS help firefighters and emergency service organizations become better prepared for every call. This reduces the risk of employee injury and also reduces the risk of liability from causing injury to someone else or damage to others’ property. Before you shop for your next firefighter insurance policy or emergency responder policy, call Correll Insurance Group for a complimentary quote. You’ll discover the best of both worlds – personalized hometown service with specialized insurance designed for your industry.

To learn more about the VFIS program for firefighters and first responders, contact the experts at Correll Insurance Group:

Darrell Hood: dhood@correllinsurance.com 864-489-5788
Ann George: ageorge@correllinsurance.com 864-489-5788